SME INSURANCE PACKAGE

SME Insurance - Small Business insurance - sme business insurance

Hong Kong has over 340 000 small and medium enterprises (SMEs). They constitute more than 98% of our business establishments and employ about 45% of our workforce in the private sector.

Small and medium-sized enterprises (SMEs) are non-subsidiary, independent firms that employ fewer than a given number of employees. However, some countries set the limit at 200 employees.

Whatever the SME does, unforeseen risks could occur at any moment. As an SME, it may be hard to deal with these risks as the business may lack the time and s. Insurers design the SME insurance package to minimise the impact on your SME business. Protect you now and in the future.

The SME Package Includes

  • Professional Indemnity Insurance: Insurance that protects professionals and businesses against claims due to SME negligence or error.
  • Cyber Insurance:  A policy that covers the financial and liability outcome of a cyber attack. This insurance is necessary for SMEs that use the internet and store data electronically.
  • Public liability Insurance covers any injury or damage to a third party within your business premises or due to your business activities.
  • Property All Risk Insurance: One of the most essential insurance policy designed to cover your tangible assets from accidents.
  • Business Interruption Insurance: A policy covers the company following the consequence of a downturn, often long. Thus resulting in significant financial consequences.
  • Employee Compensation: The Policy covers the liability of employers in consequence of injury and disease caused to their employees at work.
Professional Indemnity Insurance Hong Kong

PROFESSIONAL INDEMNITY

Professional Liability Insurance covers the professional against the legal liability to compensate any persons (…)

Cyber Insurance HK

CYBER INSURANCE

A Cyber Insurance policy has been created to protect your company against material and immaterial cyber risks. (…)

Public Liability Insurance

PUBLIC LIABILITY

Public Liability Insurance covers any injury to property and persons that happens within your place of business. (…)

Property All Risks Insurance Hong Kong

PROPERTY ALL RISKS

Property All Risks Insurance is one of the most basic insurance policy. It is designed to cover your tangible assets from accidents. (…)

Business Interruption Insurance Hong Kong

BUSINESS INTERRUPTION

Business Interruption policy cover the company when facing a downturn often long resulting in significant financial consequences. (…)

Employee Compensation - EC Insurance Hong Kong

EMPLOYEE’S COMPENSATION

Employer’s Liability Insurance covers the liability of employers for injury and disease caused to their employees at work(…)