Fidelity Guarantee Insurance
What is Fidelity Guarantee Insurance?
Fidelity Guarantee is typically added to your Property All Risks policy.
If you have your Property All Risks insurance, you are covered from burglary or theft by a third party. This policy does not cover such acts when they are committed by one of your employees.
Therefore, Fidelity Guarantee Insurance protects your business against the loss of money or any of the company assets resulting from fraud or dishonesty by one of your staff or a group of employees.
What Does Fidelity Guarantee Insurance Cover?
Fidelity Guarantee, as a stand-alone insurance policy, will cover your company for:
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Forgery
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Alteration
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Unauthorised electronic fund transfer
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Credit card fraud
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Computer fraud
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Money order fraud
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Counterfeit fraud
Fidelity Guarantee Insurance Tips
Fidelity Guarantee in Hong Kong can be found as one of the sections of the Office/Shop package and automatically comes free of charge. Depending of your insurance company, from HKD 50,000 to HKD 100,000 per loss and in aggregate.