DOMESTIC HELPER INSURANCE

What is Domestic Helper Insurance?

helper insurance

Every Domestic helper needs insurance when their employer hires them in Hong Kong. The Domestic Helper may perform some or all of their duties while the employer is at work.

Performing all the duties that are expected of a domestic helper can have its own risks, which could be injury, illness and more.

The domestic helper insurance provides the helper with the accidental and medical protection they need and helps the employer meet the agreement to be a responsible and caring employer.

This insurance helps protect the domestic helper and the employer from unforeseen accidents or even fraud caused by the helper.

What is covered?

Domestic Helper Insurance will cover :

  • Employee Compensation
  • Hospitalised And Surgical Expenses
  • Emergency Dental Expenses
  • Personal Accident
  • Personal Liability
  • Repatriation Expenses
  • Rehiring Expenses
  • Fidelity Protection

What should you know?

Census and the Statistics Department (Government Statistic) state – “the percentage of households employing foreign domestic helpers increased from 87.9% in 2000 to 92.2% in 2019/20”.

The highest quality protection will still cost less than HKD 1,000 per year. There are many factors that make purchasing high-quality domestic helper insurance a good choice.

The domestic helper insurance is a great investment as mentioned it can help both parties. It is important for an employer to explain to the domestic helper that she is covered and that she is taken care of during the period of employment

DONT WAIT! ASK OUR INSURANCE SPECIALISTS.

Get A Quotation

LATEST PUBLICATIONS

  • Helper Insurance -Feature

Case Study: How Helper Insurance Saved An Employer HKD 80,000?

Tags: , |

This case study explains why high-quality domestic helper insurance is crucial to avoid significant financial bills when your helper falls sick or is injured. Nearly all Hong Kong residents have hired domestic helpers, nannies, housekeepers or maids. The domestic helper insurance provides the helper with accidental and medical protection and helps the employer meet the agreement to be a responsible and caring employer. In addition, this insurance helps protect the domestic helper and the employer from unforeseen costly accidents. Background of Client The client is an expat who lives in Hong Kong with her family and has hired a domestic helper [...]