Every Domestic helper or caretaker needs insurance when their employer hires them in Hong Kong. The domestic helper may perform some or all of their duties while the employer is at work.
Performing all the duties that are expected of a domestic helper can have its own risks, which could be injury, illness and more.
Domestic helper insurance provides the helper with the accidental and medical protection they need and helps the employer meet the agreement to be a responsible and caring employer.
This insurance helps protect the domestic helper and the employer from unforeseen accidents or even fraud caused by the helper.