School Liability Insurance

What is School Liability
Insurance?

The education sector, like any industry, poses risks for professionals and organisations that may face lawsuits while carrying out their responsibilities.

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School liability insurance protects educational organisations such as schools and their employees from professional risks and claims arising from their duties.

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A common example covered by school liability insurance is a student injury on school property caused by broken playground equipment. The insurance would help cover legal expenses and settlements related to the claim.

What Does School Liability Insurance Cover?

School liability insurance provides coverage for:

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• Defamation claims: situations in which staff are accused of making statements that harm a third party's reputation.

• Copyright claims: Claims related to the unauthorised use of copyrighted material.

• Loss of private documents: Instances involving the loss of confidential or private documents.

• School employee practice claims: This includes claims related to both teachers and non-teaching staff.

• Legal expenses coverage: Financial protection for legal expenses incurred.

• School liabilities: Liabilities associated with school activities, such as study tours and extracurricular activities.