RETAIL COMPANY

With the rise of the middle-class population all around Asia and the increasing demand for consumer goods, the retail industry got great perspectives.

Retail companies risks are focused on their third party (consumers) liability in case of bodily injury or property damages arising on companies premises or through products they are selling.

Commercial General Liability (Combining Product Liability and Public Liability Insurance) and Product Recall are the principal’s covers of those businesses.

Besides this, here are a set of cover that shall study any Retail Company to limit their risks.

Business Interruption Insurance

BUSINESS INTERRUPTION

Business Interruption policy cover the company when facing a downturn often long resulting in significant financial consequences. (…)

Cyber Insurance

CYBER INSURANCE

Cyber Insurance brings protection to risks involved to information technology infrastructure and activities. (…)

D&O Insurance Hong Kong -directors and officers liability insurance

DIRECTORS & OFFICERS LIABILITY INSURANCE

Directors’ and Officers’ Liability Insurance (D&O) protect personal liabilities  (…)

Employee Compensation - EC Insurance Hong Kong

EMPLOYEE’S COMPENSATION

Employer’s Liability Insurance Policy covers the liability of employers for injury and disease caused to their employees at work. (…)

Fidelity

FIDELITY GUARANTEE

Fidelity Guarantee Insurance is mainly sought by companies where employees are constantly exposed to cash, stocks or other assets (…)

Money Insurance

MONEY INSURANCE

Money Insurance is particularly useful if you company keep cash, cheques, bank notes, currency notes and money orders. (…)

Product Liability Insurance Hong Kong

PRODUCT LIABILITY

Product Liability Insurance covers injury and damages, tangible or intangible that can be caused to a third party (…)

Product Recall Insurance

PRODUCT RECALL

Product Recall Insurance covers expenses associated with recalling a product from the market. (…)

Property All Risks Insurance

PROPERTY ALL RISKS

Property All Risks Insurance is one of the most basic insurance policy. It is designed to cover your tangible assets from accidents. (…)

Public Liability Insurance

PUBLIC LIABILITY

Public Liability Insurance covers any injury to property and persons that happens within your place of business. (…)