Medical malpractice insurance is a specific type of professional indemnity insurance for medical professionals. This insurance coverage protects medical professionals against patients who file suits against them regarding allegations that they were harmed by the professional’s negligence or intentionally harmful treatment decisions. Medical malpractice insurance also covers claims that may occur due to the death of a patient.
Medical negligence can happen during diagnosis, treatment, or post-treatment advice.
Purchasing malpractice insurance is essential for medical professionals worldwide. Hence Medical professionals should seek insurance coverage for themselves as individuals, as well as for their health facility.
It is crucial to understand that both professionals and health facilities need to purchase medical malpractice insurance.