FOOD & BEVERAGE COMPANY

The F&B industry represents a wide range of company types, from Importers to Restaurants, Bars and Clubs.

Importers are facing the same issues as trading companies concerning their liabilities on their products and are more inclined to face recall on a full range of products.

Product Liability (or Commercial General Liability (CGL) Insurance) and Product Recall are the principal covers of those businesses.

A food and beverage company like Restaurants, Bars and Clubs see their main risks in the fact they are welcoming the public to their premises and have their staff more exposed.

They should focus on their Public Liability and Employer’s Liability.

Besides this, here are a set of cover that shall study any F&B Business to limit its risks.

Food and Beverage
Business Interruption Insurance

BUSINESS INTERRUPTION

Business Interruption policy cover the company when facing a downturn often long resulting in significant financial consequences. (…)

D&O Insurance -Feature

DIRECTORS & OFFICERS LIABILITY INSURANCE

Directors’ and Officers’ Liability Insurance (D&O) protect personal liabilities  (…)

Employee Compensation

EMPLOYEE’S COMPENSATION

Employer’s Liability Insurance Policy covers the liability of employers for injury and disease caused to their employees at work. (…)

Fidelity

FIDELITY GUARANTEE

Fidelity Guarantee Insurance is mainly sought by companies where employees are constantly exposed to cash, stocks or other assets (…)

Cargo Insurance

CARGO INSURANCE

Marine Cargo Insurance are covering cargo wether by sea, air or land and are taylor made depending of different factors (…)

Money Insurance

MONEY INSURANCE

Money Insurance is particularly useful if you company keep cash, cheques, bank notes, currency notes and money orders. (…)

Product Liability

PRODUCT LIABILITY

Product Liability Insurance covers injury and damages, tangible or intangible that can be caused to a third party (…)

Product Recall

PRODUCT RECALL

Product Recall Insurance covers expenses associated with recalling a product from the market. (…)

Property All Risks Insurance

PROPERTY ALL RISKS

Property All Risks Insurance is one of the most basic insurance policy. It is designed to cover your tangible assets from accidents. (…)

Public Liability Insurance

PUBLIC LIABILITY

Public Liability Insurance covers any injury to property and persons that happens within your place of business. (…)