How Home Insurance Coverd a Home Flooding After A Holiday?

There are more and more people travelling over summer holidays and planning future Christmas holidays too. Things finally seem to be brightening up, and a holiday is a perfect way to forget the past crazy years and relax. Although there are a few things, one must do before leaving for a holiday. An important checklist [...]

2022-07-22T09:21:00+08:00July 22nd, 2022|Categories: Personal Insurance|Tags: , |

How a Cast Injury Could Ruin the Future of a Film?

Joining the filmmaking industry is getting a bit easier with the increase in technology and movies being filmed on phones. It is inspiring to all filmmakers worldwide. Especially with the Oscars passing this week, more and more producers are investing in creative projects to inspire the industry. Although creating a visual project comes with risks. [...]

2023-03-20T11:45:46+08:00April 1st, 2022|Categories: Business Insurance|Tags: , , |

The Difference Between D&O And PI Insurance

Businesses need insurance that provides the best liability protection-Director and officer (D&O) insurance and professional indemnity (PI) insurance. Unfortunately, there is common confusion between these two insurances. They both have their specific cover and conditions. Each insurance covers lawsuits from a different party regarding the duty performed. As a business and managers can be [...]

2023-03-13T11:47:40+08:00March 25th, 2022|Categories: Business Insurance|Tags: , |

Jewellery Transportation- Can You Cover Stolen Jewellery?

Jewellery isn't just shiny diamonds we see in high-end stores. Many people don't even notice they have some sort of jewellery on them, for example, a watch, bracelet, neckless and so much more. Obviously, that watch may not be as precious as a 24-carat ring but is still considered a jewellery asset. The more expensive [...]

2023-03-10T10:14:59+08:00March 18th, 2022|Categories: Business Insurance|Tags: , |

Case Study: Deepfakes- Are You Ready for an AI Cyber-Attack?

Internet and technology make it easier for businesses to develop and reach a larger range of their target market. The internet has truly become the backbone of business in the 21st century and is almost impossible to ignore. Although, as technology develops, so do cyber risks such as AI cyber-attacks. Cyber-attacks are getting more innovative [...]

2023-03-10T10:16:03+08:00March 4th, 2022|Categories: Business Insurance|Tags: , , |

Case Study:How Employee Compensation Insurance Covered an Office Party?

Employees are one of the most essential factors in any business. They assist the business run and turn the CEO’s vision into reality. Therefore, companies need to ensure that their employees know they are appreciated with rewards, compliments, celebrations and insurance. Employee compensation insurance is a compulsory factor that helps business insure their employees while [...]

2022-02-25T09:39:32+08:00February 25th, 2022|Categories: Business Insurance|Tags: , |

Why Product Recall Insurance is Crucial in the Food Industry?

Every product comes with its risks, especially in the food industry. The food industry is creating millions of products daily. Therefore, various food product risks could be dangerous to the member of the public. Threats could include undeclared ingredients (allergies), untested ingredients or even material contamination (e.g. glass). Therefore, the food industry has to be [...]

2023-03-10T10:19:31+08:00February 18th, 2022|Categories: Business Insurance|Tags: , , |

Why Did Pandemic Insurance Pay $141 Million to Wimbledon?

The winter games began on February 4 this year and going as scheduled, unlike many events in the past years. COVID has changed the sports industry and events worldwide. There have been thousands of events proponed or cancelled, resulting in millions of dollars in loss. A lot of the loss could have been avoided years [...]

2023-09-18T14:55:45+08:00February 11th, 2022|Categories: Business Insurance|Tags: , , |

Case Study: How Cargo Insurance Covered HKD 900,000 of Ice Cream?

There are thousands of products that are imported from one country to another. Sometimes we don't notice the effort taken to import and export products. However, moving products comes with its own risks- there are hundreds of things that could go wrong on a flight, ship or road. These risks are why companies purchase cargo [...]

2023-03-10T10:17:33+08:00January 21st, 2022|Categories: Business Insurance|Tags: , |

How Ransomware Damage Can Cost A Business $1 Million?

As the use of technology in daily and business life increases, unfortunately, so do cyber-risks. When it comes to cyber-attacks, it isn't a matter of whether it will happen to a business; instead, it is when it will happen. Cyber risks affect companies large and small and will keep increasing through 2022. This case study [...]

2023-03-27T17:09:04+08:00January 14th, 2022|Categories: Business Insurance|Tags: , , |
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