It is essential to understand golf insurance will only cover policyholders under the age of 65 and above 18.
The insurance will not cover any injuries that existed before the policy was bought and were not due to golf. Golf insurance will also not cover the loss of equipment due to the owner’s negligence, such as theft from an unattended vehicle or damage due to wear and tear.
Additionally, before you pop the hole-in-one champagne, get a signed statement from the golf club to claim the prize cover. Insurance companies may deny claims without a letter, and you will have to pay for everything from your pocket.