INSURANCE SOLUTIONS

Consulting company gather a wide range of services. Basically it is when an expert in its domain sell his professional advices to a company or an individual for fees.

It can be legal, architecture, marketing specialist, hospitality, etc….

All those specialists in their fields see their main risk in their liability to deliver the service expected and agreed with their clients. 

In case of failure, financial consequences can rise very fast (legal, indemnity, etc…)

To cover those risks, they must subscribe a Professional Liability Insurance also called Professional Indemnity.

Besides this, here are a set of cover that shall study any Consulting Company to limit their risks.

F&B industry represent a wide range of company types from Importers to Restaurants, Bars and Clubs.

Importers are facing same issues than trading companies concerning their liabilities on their products and are more inclined to face recall on  a full range of products.

Product Liability (or Commercial General Liability (CGL) Insurance) and Product Recall are the principals covers of those businesses.

Restaurants, Bars and Clubs see their main risks in the facts they are receiving public in their premise and have their staffs more exposed.

They should focus on their Public Liability and Employer’s Liability.

Besides this, here are a set of cover that shall study any F&B Business to limit their risks.

Logistic is the key to success for any business in today globalised world.

There are thousands of Logistics Company in Asia from from the small local forwarding company to the large international one. They can be focused on one kind of service or fully integrated.

Anyway, they all have liability of insuring safe and proper services during their handling of clients cargo.

Most of countries now have made compulsory for them to subscribe a Freight Forwarder Liability (Professional Liability) to cover those risks.

Furthermore, they are also the main provider of Cargo Insurance for their clients.

Besides this, here are a set of cover that shall study any Trading Business to limit their risks.

Asia and particularly China are know as the factory of the world.

Manufacturing company focus on consumer goods such as garment, electronics, toys etc… got their main risk is focused on products they sell. Here lies their main liability.

Product Liability (or Commercial General Liability (CGL) Insurance) and Product Recall are the principals covers of those businesses.

Manufacturing company working on specified project (i.e.: airplane, boat construction, industrial material etc..) may have to face risk during construction and/or erection. They will be cover through Construction All Risks and/or Erection All Risks.

Besides this, here are a set of cover that shall study any Manufacturing Business to limit their risks.

With the rise of middle class population all around Asia and an increasing demand for consumer goods, retail industry got great perspectives.

Their risks are focused on their third party (consumers) liability in case of bodily injury or property damages arising in their premises or through products they are selling.

Commercial General Liability (Combining Product Liability and Public Liability Insurance) as well as Product Recall are the principals covers of those businesses.

Besides this, here are a set of cover that shall study any Retail Company to limit their risks.

For now 10-20 years, Hong Kong and Shanghai area have become new technology centers with the development and rise of numbers of Startup companies.

Startup and technology companies are facing what we could call “traditional consulting company liability risks”. But also new kind of risks which reside in their vulnerability to their data and technology.

Further to traditional Professional Liability, has been developed Cyber Insurance to protect those business.

Besides this, here are a set of cover that shall study any Startup or Technology Company to limit their risks.

Trading in Asia is the main activity of most of foreign companies seting-up business in the Area.

Either to find products with competitive prices and/or importing products from the western countries, every trading company faces  the same risk issues:

Trading company main risk is focused on products they sell. Here lies their main liability.

Product Liability (or Commercial General Liability (CGL) Insurance) and Product Recall are the principals covers of those businesses.

Besides this, here are a set of cover that shall study any Trading Business to limit their risks.