Fidelity Guarantee as a stand-alone insurance policy will covers your company for:

• Forgery
• Alteration
• Unauthorised electronic fund transfer
• Credit card fraud
• Computer fraud
• Money order fraud
• Counterfeit fraud

Those, in case of it has been allegedly made by an employee or a group of employees.

Employee Dishonesty Insurance covers a wide spectrum of fraud and theft. Therefore is is important for the insured to understand the limit and exclusion of such policy. Typically, would not be covered:

• Errors and Omissions
• Accounting Errors and Omissions
• Government seizure
• Theft and fraud by the policy holder
• Loss of income that would not be related to damage to the Property, theft of Money or Security

Last but not least, it can be extended to cover a third party like your client if he suffers loss of Money from one of you Employee Dishonesty inside his premises.