Crime INSURANCE

What is Crime Insurance?

Crime insurance covers the loss of money or business assets resulting from criminal activities by employees or third parties. Each industry has crime risks, and insurers can customise the insurance coverage to cover specific crimes.

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Crime insurance is the best strategy for dealing with sudden business-related crimes against the company. The insurance will help policyholders recover from financial losses, whether caused by an employee or a third party.

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Business crimes can occur in any business, including offices, restaurants, retail shops, warehouses and more.

What Does Crime Insurance Cover?

Crime insurance covers various crimes committed by dishonest employees or third-party criminals. The crimes covered include:

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• Employee Theft

• Employee Fraud

• Third-party Fraud (Account takeover fraud, credit card fraud, identity fraud or counterfeit currency)

• On-premises theft (Theft of funds or products)

• In-Transit Theft (Theft while funds or product are being moved)

• Computer Fraud (Unauthorised Fund Transfers)

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