LIABILITY INSURANCE

– PROTECT YOUR LIABILITY FROM DAMAGE TO THIRD PARTY–

Public and Product Liability Insurance

The Public and Product Liability Insurance covers injury and damages, tangible or intangible that can be caused to a third party during its operation.

It covers goods and/or people who depend on it during its operation.

It also covers damages that may occur from the good and/or service eafter their delivery.

We also call it Commercial General Liability (CGL) insurance.

employer liability insurance and liability insurance

Employer's Liability Insurance

Employer’s Liability Insurance Policy covers the liability of employers for injury and disease caused to their employees at work.

Depending on the country where your business is located, the law will imposes duties on employers to protect their employees and third party in the workplace.

Breaching this responsibility which is resulting to injury or disease to an employe can be a criminal offense.

director liability insurance and liability insurance

Directors' and Officers' Liability Insurance

Directors’ and Officers’ Liability Insurance (D&O) is a coverage that aim to protect personal property and liability of directors, managers and executives, for claims related to their actions or decisions taken in the course of their duties .

If at the origin this type of policy were dedicated to D&O of large company to protect them against claims from their shareholder, more and more D&O of SMEs are now considering those policies to protect themselves against risk of their functions.

professional liability insurance and liability insurance

Professional Liability Insurance

Professional Liability Insurance covers the professional against the legal liability to compensate any persons who may have suffered monetary loss as a result of their own professional mistake or that of their employees.

Professional Liability insurance was historically restricted to few professions like solicitors, accountants, doctors, architects and engineers but it is now extended to other professions like advisers and consultants.

global credit insurance and liability insurance

Global Credit Insurance

With globalization of exchanges, it becomes important for companies to protect  their account from unexpected loss due to non-payment from their clients.

This is the purpose of Global Credit policy to help facing unpredictable economic cycles.

Global Credit Insurance protect from  loss due to the insolvency but also caused by political events.

It can cover both domestic and export sales but is mainly useful for export companies.